{"id":37694,"date":"2025-01-23T11:04:57","date_gmt":"2025-01-23T11:04:57","guid":{"rendered":"https:\/\/employmenthero.com\/?page_id=37694"},"modified":"2025-04-22T02:00:45","modified_gmt":"2025-04-22T02:00:45","slug":"earned-wage-access","status":"publish","type":"page","link":"https:\/\/employmenthero.com\/products\/swag-spend-account\/earned-wage-access\/","title":{"rendered":"Earned Wage Access"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-violet-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--28);padding-bottom:var(--wp--preset--spacing--28)\"><div style=\"--bb--crumb-gap:.4em; margin-bottom:var(--wp--preset--spacing--12);\" class=\"wp-block-employmentherocom2025-breadcrumb-block\"><nav role=\"navigation\" aria-label=\"Breadcrumbs\" class=\"breadcrumb\"><ol class=\"breadcrumb-items\"><li class=\"breadcrumb-item breadcrumb-item--current breadcrumb-item--home\"><span class=\"breadcrumb-item-name\">Home<\/span><\/li><\/ol><\/nav><\/div>\n\n\n<div class=\"wp-block-group is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--large);margin-bottom:var(--wp--preset--spacing--large);padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:55%\">\n<h1 class=\"wp-block-heading\">Earned Wage Access<\/h1>\n\n\n\n<p class=\"is-style-default has-xl-font-size\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">Giving your team a flexible, on-demand access to their earned wages? That&#8217;s a forward thinking approach to employment benefits.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-purple-background-color has-background wp-element-button\" href=\"https:\/\/employmenthero.com\/request-a-demo\/\">Request a demo<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"390\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/Earned-Wage-Access-Header-390x390-1.png\" alt=\"\" class=\"wp-image-40901\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/Earned-Wage-Access-Header-390x390-1.png 390w, https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/Earned-Wage-Access-Header-390x390-1-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/Earned-Wage-Access-Header-390x390-1-150x150.png 150w\" sizes=\"(max-width: 390px) 100vw, 390px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-global-padding is-layout-constrained wp-container-core-group-is-layout-5 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container image_left_right-image-right is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-4 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h2 class=\"wp-block-heading\">What is Earned Wage Access?<\/h2>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">Earned Wage Access is available via Employment Hero Work, our mobile app, and is available to employees of organisations using Employment Hero HR and connected Payroll. Giving your team a flexible, on-demand way to access their pay as soon as they\u2019ve earned it.<\/p>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">For a 1.3-1.5% fee per transaction,* your employees can request up to 50% of their earned wages, which is capped at a maximum of $1000 per week.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-link-arrow is-style-link-arrow--5e0ac096282ccf3703b7353a1db5f3f2\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/www.savings.com.au\/savings-accounts\/earned-wage-access\">Learn more about Earned Wage Access<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA.png\" alt=\"An image of a smartphone screen displaying an earned pay request interface.\" class=\"wp-image-38484\" style=\"object-fit:cover;width:492px;height:auto\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA.png 1080w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-1024x1024.png 1024w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-150x150.png 150w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-light-violet-50-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-7 wp-block-group-is-layout-constrained\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--10);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"468\" height=\"468\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/EWA_Getpaidondemand-468x468-1.png\" alt=\"\" class=\"wp-image-42315\" style=\"object-fit:cover\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/EWA_Getpaidondemand-468x468-1.png 468w, https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/EWA_Getpaidondemand-468x468-1-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2025\/01\/EWA_Getpaidondemand-468x468-1-150x150.png 150w\" sizes=\"(max-width: 468px) 100vw, 468px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">Supporting financial flexibility<\/h3>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">EWA is a straightforward concept: it lets employees access their earned wages before their regular payday.<\/p>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">This isn\u2019t like outdated payday loans or Buy Now, Pay Later schemes \u2014 it provides your team a safety net without the debt trap or interest risk.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-global-padding is-layout-constrained wp-container-core-group-is-layout-9 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:0;padding-bottom:var(--wp--preset--spacing--10);padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container image_left_right-image-right is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\" style=\"padding-top:0;padding-right:var(--wp--preset--spacing--6);padding-bottom:0;padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-8 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">Provide meaningful employee benefits with EWA<\/h3>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">\u201cIf I can access my pay early\u2026 that\u2019s going to provide us with a point of difference to other businesses out in the marketplace, especially during recruitment and wage review periods.\u201d \u2013 Tanya McCombe, HR Manager, Macadamia Farm Management<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-link-arrow is-style-link-arrow--dd4d6efdb5fd8e5339203f5298beed31\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/employmenthero.com\/case-studies\/macadamia-farm-management\/\">Read Macadamia Farm Management&#8217;s story<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"432\" height=\"432\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2021\/07\/Solutions-HR_IconTop.png\" alt=\"Two hands high five, surrounded by sparkles\" class=\"wp-image-2224\" style=\"object-fit:cover\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2021\/07\/Solutions-HR_IconTop.png 432w, https:\/\/employmenthero.com\/wp-content\/uploads\/2021\/07\/Solutions-HR_IconTop-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2021\/07\/Solutions-HR_IconTop-150x150.png 150w\" sizes=\"(max-width: 432px) 100vw, 432px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-light-violet-50-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-11 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container is-layout-flex wp-container-core-columns-is-layout-5 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA.png\" alt=\"An image of a smartphone screen displaying an earned pay request interface.\" class=\"wp-image-38484\" style=\"object-fit:cover;width:461px;height:auto\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA.png 1080w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-1024x1024.png 1024w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-150x150.png 150w, https:\/\/employmenthero.com\/wp-content\/uploads\/2024\/08\/NewUIEWA-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-10 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">How do employees access it??<\/h3>\n<\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log into the Employment Hero Work app.<\/li>\n\n\n\n<li>Tap Money.<\/li>\n\n\n\n<li>Tap income.<\/li>\n\n\n\n<li>Enter the amount you want and where you&#8217;d like to send it.<\/li>\n\n\n\n<li>Follow the prompts to finalise.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/employmenthero.com\/products\/swag-employment-superapp\/\">Download the app<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-global-padding is-layout-constrained wp-container-core-group-is-layout-13 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container image_left_right-image-right is-layout-flex wp-container-core-columns-is-layout-6 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">What does my payroll team need to know?<\/h3>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">There\u2019s no extra admin. When a user requests access to their earned wages, Employment Hero funds that request to the users nominated account.<\/p>\n\n\n\n<p>The withdrawals are then automatically recorded as a deduction in the payroll system in the next pay cycle.<\/p>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">For more details, check out the below guide.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-link-arrow is-style-link-arrow--d6229aee6d550efdc929e23905389d3f\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/help.swagapp.com\/hc\/en-au\/articles\/7109658625679-Processing-an-earned-pay-access-InstaPay-deduction\">Processing an Earned Pay Access (EWA) deduction<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1872\" height=\"1872\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing.png\" alt=\"Financial wellbeing\" class=\"wp-image-14400\" style=\"object-fit:cover;width:492px;height:auto\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing.png 1872w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing-1024x1024.png 1024w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing-150x150.png 150w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing-768x768.png 768w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/Hero-Financial-Wellbeing-1536x1536.png 1536w\" sizes=\"(max-width: 1872px) 100vw, 1872px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-light-violet-50-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-15 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container is-layout-flex wp-container-core-columns-is-layout-7 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1872\" height=\"1872\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges.png\" alt=\"Fees &amp; charges\" class=\"wp-image-14401\" style=\"object-fit:cover;width:461px;height:auto\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges.png 1872w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges-1024x1024.png 1024w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges-150x150.png 150w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges-768x768.png 768w, https:\/\/employmenthero.com\/wp-content\/uploads\/2022\/12\/FeesCharges-1536x1536.png 1536w\" sizes=\"(max-width: 1872px) 100vw, 1872px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-14 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">What are the fees and charges?<\/h3>\n<\/div>\n\n\n\n<p>Users pay a 1.3% per transaction into a Swag Spend account and 1.5% per transaction into an external bank account.<br><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-global-padding is-layout-constrained wp-container-core-group-is-layout-17 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--10);padding-left:0\">\n<h2 class=\"wp-block-heading has-text-align-center\">Why do we offer Earned Wage Access?<\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container image_left_right-image-right is-layout-flex wp-container-core-columns-is-layout-8 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--6);padding-right:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-16 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">Helping address financial strain<\/h3>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">Employees get real-time payments for the work they\u2019ve done, which promotes better budgeting and reduces reliance on short-term credit to bridge the payday gap.<\/p>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">Earned Wage Access is a 100% credit-free, interest-free option that gives employees access to their own earned wages.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"2000\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing.png\" alt=\"An illustration of a person watering a small plant next to a large coin with a dollar symbol\" class=\"wp-image-26151\" style=\"object-fit:cover\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing.png 2000w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing-1024x1024.png 1024w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing-150x150.png 150w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing-768x768.png 768w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/07\/1_12_Growing-1536x1536.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull image_left_right-wrapper has-global-padding is-layout-constrained wp-container-core-group-is-layout-19 wp-block-group-is-layout-constrained\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center image_left_right-container is-layout-flex wp-container-core-columns-is-layout-9 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--10);padding-right:var(--wp--preset--spacing--6);padding-left:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge-1024x1024.png\" alt=\"A person jetting forward with streaks of motion behind them, representing rapid progress and boosted productivity\" class=\"wp-image-16580\" srcset=\"https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge-1024x1024.png 1024w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge-300x300.png 300w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge-150x150.png 150w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge-768x768.png 768w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge-1536x1536.png 1536w, https:\/\/employmenthero.com\/wp-content\/uploads\/2023\/02\/1_9_Supercharge.png 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-18 wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--9)\">\n<h3 class=\"wp-block-heading\">No extra pay run effort<\/h3>\n<\/div>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">Access to earned wages integrates seamlessly with your existing payroll process, making it an easy benefit for your team without adding extra work for you.<\/p>\n\n\n\n<p>Your team simply request access to a portion of their earned wages via our app.<\/p>\n\n\n\n<p class=\"has-lg-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--9)\">The maximum withdrawal is $1000 per week, up to 50% of an employees owed pay.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-link-arrow is-style-link-arrow--70d8b91cb772a6f934eb1755b96acc3f\"><a class=\"wp-block-button__link has-btn-brand-background-color has-background wp-element-button\" href=\"https:\/\/help.swagapp.com\/hc\/en-au\/articles\/6052437396879-What-is-InstaPay-Now\">Visit our Help Centre to learn more<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-neutral-500-color has-text-color has-link-color wp-elements-6c6e332efec279c2161997fbc430a6d2 has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Terms &amp; Conditions<\/strong><br><\/p>\n\n\n\n<p>*Earned Wage Access is only available to employees that have an employer that uses Employment Hero payroll software. Access to Earned Wage Access for employees is via the Employment Hero Work app only. Earned Wage Access is not a credit product, and there are no related interest charges. Earned Wage Access fees are 1.3% per transaction into a Swag Spend account and 1.5% per transaction into an external bank account. Earned Wage Access terms and conditions are <a href=\"https:\/\/employmenthero.com\/legals\/benefits\/\">here.<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If an employee has a termination date entered into the Employment Hero payroll system, Earned Wage Access will be disabled.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>50% of your unpaid net pay owed is eligible for Earned Wage Access, with a weekly withdrawal limit of $1000. Earned Wage Access will show as a payslip deduction on your next payslip.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Earned Wage Access \u2018Available funds\u2019 is an estimated total amount of money eligible for withdrawal, based on the amount of time you have worked, but have not yet been paid for in the current pay period. For salaried employees, Earned Wage Access calculates as a proportion of your salary for the total number of days worked in the pay period.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Earned Wage Access terms and conditions are <a href=\"https:\/\/employmenthero.com\/legals\/benefits\/\">here<\/a>.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Earned Wage Access FAQs for employees can be found <a href=\"https:\/\/workhelp.employmenthero.com\/hc\/en-au\/articles\/7109658625679-Earned-Wage-Access-formerly-InstaPay-FAQs-for-employers-and-managers\">here<\/a>.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>**Any general advice or factual information we provide has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for you. Before making any decision about whether to acquire one of Employment Hero\u2019s products, you should obtain and read the relevant terms and conditions relating to that product and also seek independent financial, legal and taxation advice.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Earned Wage Access Giving your team a flexible, on-demand access to their earned wages? That&#8217;s a forward thinking approach to employment benefits. What is Earned Wage Access? Earned Wage Access is available via Employment Hero Work, our mobile app, and is available to employees of organisations using Employment Hero HR and connected Payroll. Giving your [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":42332,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_lite_auth_enabled":false,"_lite_auth_trigger_method":"scroll","_lite_auth_scroll_percent":25,"_lite_auth_click_element_query":"","footnotes":""},"class_list":["post-37694","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/pages\/37694"}],"collection":[{"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/comments?post=37694"}],"version-history":[{"count":0,"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/pages\/37694\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/pages\/42332"}],"wp:attachment":[{"href":"https:\/\/employmenthero.com\/wp-json\/wp\/v2\/media?parent=37694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}